Homebuyers in McLeod County County who chose Summit Mortgage Corporation paid $1,065 less in closing costs than the county median.
County Median Costs
$6,129
+10.2% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,942
Purchase Originations
341
Denial Rate
8.9%
vs Minnesota avg (5.7%)
vs Minnesota Median
10.2% above
$566
vs National Median
8.3% below
$-551
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,064 | 6.875% | $2,614 | 25 | −$526 | |
| 2 | $5,318 | 6.624% | $2,963 | 20 | −$272 | |
| 3 | $5,943 | 6.875% | $3,574 | 15 | +$353 | |
| 4 | $6,039 | 6.125% | $3,471 | 58 | +$449 | |
| 5 | $6,433 | 6.500% | $3,355 | 11 | +$843 | |
| 6 | $6,470 | 6.875% | $3,814 | 17 | +$880 |
Includes lenders with 10+ purchase originations in McLeod County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.