Lowest closing cost mortgage lenders in Isanti County County, Minnesota
In Isanti County, Minnesota, homebuyers paid a median of $6,415 in closing costs in 2024 — above the Minnesota median of $5,722. The county saw 426 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Prosperity Home Mortgage, LLC offered the lowest median costs at $4,339, which is $1,262 less than the county median.
Homebuyers in Isanti County County who chose Prosperity Home Mortgage, LLC paid $2,076 less in closing costs than the county median.
County Median Costs
$6,415
+12.1% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,682
Purchase Originations
426
vs Minnesota Median
12.1% above
$693
vs National Median
4.8% below
$-326
Lender rankings in Isanti County County
8 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,339 | 6.750% | $1,805 | 10 | −$1,262 | |
| 2 | $4,865 | 6.750% | $2,031 | 14 | −$736 | |
| 3 | $5,115 | 6.625% | $2,245 | 27 | −$486 | |
| 4 | $5,406 | 6.990% | $2,210 | 15 | −$195 | |
| 5 | $6,651 | 6.625% | $3,515 | 15 | +$1,050 | |
| 6 | $6,911 | 6.749% | $4,093 | 22 | +$1,310 | |
| 7 | $7,050 | 6.750% | $4,290 | 32 | +$1,449 |
Includes lenders with 10+ purchase originations in Isanti County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.