Homebuyers in Freeborn County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,404 less in closing costs than the county median.
County Median Costs
$5,232
−6.0% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,300
Purchase Originations
245
Denial Rate
6.8%
vs Minnesota avg (5.7%)
vs Minnesota Median
6.0% below
$-331
vs National Median
21.7% below
$-1,448
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,119 | 6.188% | $2,180 | 18 | −$391 | |
| 2 | $4,440 | 6.750% | $2,212 | 19 | −$70 | |
| 3 | $4,662 | 6.875% | $2,390 | 14 | +$152 | |
| 4 | $4,752 | 6.502% | $2,500 | 18 | +$242 |
Includes lenders with 10+ purchase originations in Freeborn County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.