Lowest closing cost mortgage lenders in Freeborn County County, Minnesota
In Freeborn County, Minnesota, homebuyers paid a median of $4,646 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 230 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, COMPEER FINANCIAL, FLCA offered the lowest median costs at $3,533, which is $766 less than the county median.
Homebuyers in Freeborn County County who chose COMPEER FINANCIAL, FLCA paid $1,113 less in closing costs than the county median.
County Median Costs
$4,646
−18.8% vs Minnesota ($5,722)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,260
Purchase Originations
230
vs Minnesota Median
18.8% below
$-1,076
vs National Median
31.1% below
$-2,095
Lender rankings in Freeborn County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,533 | 7.625% | $1,712 | 10 | −$766 | |
| 2 | $3,630 | 7.125% | $1,679 | 15 | −$670 | |
| 3 | $4,148 | 7.188% | $1,595 | 12 | −$151 | |
| 4 | $4,267 | 6.875% | $2,304 | 11 | −$32 | |
| 5 | $4,421 | 7.000% | $2,393 | 22 | +$122 | |
| 6 | $4,982 | 6.998% | $2,796 | 11 | +$683 | |
| 7 | $4,992 | 6.500% | $2,836 | 26 | +$693 |
Includes lenders with 10+ purchase originations in Freeborn County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.