Homebuyers in Beltrami County County who chose AFFINITY PLUS paid $870 less in closing costs than the county median.
County Median Costs
$5,635
+1.3% vs Minnesota ($5,563)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,603
Purchase Originations
183
Denial Rate
8.4%
vs Minnesota avg (5.7%)
vs Minnesota Median
1.3% above
$72
vs National Median
15.6% below
$-1,045
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,765 | 6.562% | $2,108 | 18 | −$445 | |
| 2 | $4,947 | 6.000% | $2,975 | 19 | −$263 | |
| 3 | $5,731 | 6.380% | $3,098 | 25 | +$521 |
Includes lenders with 10+ purchase originations in Beltrami County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.