Lowest closing cost mortgage lenders in Beltrami County County, Minnesota
In Beltrami County, Minnesota, homebuyers paid a median of $5,574 in closing costs in 2024 — below the Minnesota median of $5,722. The county saw 173 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,924, which is $2,200 less than the county median.
Homebuyers in Beltrami County County who chose MORTGAGE RESEARCH CENTER, LLC paid $2,650 less in closing costs than the county median.
County Median Costs
$5,574
−2.6% vs Minnesota ($5,722)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,817
Purchase Originations
173
vs Minnesota Median
2.6% below
$-148
vs National Median
17.3% below
$-1,167
Lender rankings in Beltrami County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,745 | 6.312% | $2,585 | 18 | −$245 | |
| 2 | $4,774 | 6.562% | $2,650 | 20 | −$216 |
Includes lenders with 10+ purchase originations in Beltrami County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Minnesota → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.