Lowest closing cost mortgage lenders in Sanilac County County, Michigan
In Sanilac County, Michigan, homebuyers paid a median of $4,801 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 235 purchase mortgages at a median rate of 6.88%. Among lenders with 10+ originations, MICHIGAN MUTUAL, INC. offered the lowest median costs at $4,451.
Homebuyers in Sanilac County County who chose MICHIGAN MUTUAL, INC. paid $350 less in closing costs than the county median.
County Median Costs
$4,801
+8.2% vs Michigan ($4,438)
Median Rate
6.880%
+3.9% vs national (6.620%)
Median Origination
$2,053
Purchase Originations
235
vs Michigan Median
8.2% above
$363
vs National Median
28.8% below
$-1,940
Lender rankings in Sanilac County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,451 | 6.808% | $2,345 | 22 | +$411 | |
| 2 | $4,784 | 6.999% | $2,837 | 14 | +$744 | |
| 3 | $4,892 | 6.750% | $2,493 | 21 | +$852 |
Includes lenders with 10+ purchase originations in Sanilac County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.