Lowest closing cost mortgage lenders in Oceana County County, Michigan
In Oceana County, Michigan, homebuyers paid a median of $4,736 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 164 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, LAKE MICHIGAN CREDIT UNION offered the lowest median costs at $3,593, which is $765 less than the county median.
Homebuyers in Oceana County County who chose LAKE MICHIGAN CREDIT UNION paid $1,143 less in closing costs than the county median.
County Median Costs
$4,736
+6.7% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,045
Purchase Originations
164
vs Michigan Median
6.7% above
$298
vs National Median
29.7% below
$-2,005
Lender rankings in Oceana County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,593 | 6.375% | $1,390 | 21 | −$765 | |
| 2 | $4,388 | 6.990% | $2,282 | 11 | +$30 | |
| 3 | $4,935 | 6.875% | $2,958 | 17 | +$577 |
Includes lenders with 10+ purchase originations in Oceana County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.