Homebuyers in Oceana County County who chose LAKE MICHIGAN CREDIT UNION paid $1,405 less in closing costs than the county median.
County Median Costs
$4,750
+5.2% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,601
Purchase Originations
162
Denial Rate
11.2%
vs Michigan avg (12.0%)
vs Michigan Median
5.2% above
$236
vs National Median
28.9% below
$-1,930
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,345 | 6.370% | $1,068 | 32 | −$933 | |
| 2 | $4,687 | 6.750% | $2,759 | 15 | +$409 | |
| 3 | $7,599 | 6.550% | $5,007 | 10 | +$3,321 |
Includes lenders with 10+ purchase originations in Oceana County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.