Lowest closing cost mortgage lenders in Houghton County County, Michigan
In Houghton County, Michigan, homebuyers paid a median of $3,182 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 179 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Superior National Bank offered the lowest median costs at $2,739, which is $246 less than the county median.
Homebuyers in Houghton County County who chose Superior National Bank paid $443 less in closing costs than the county median.
County Median Costs
$3,182
−28.3% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,200
Purchase Originations
179
vs Michigan Median
28.3% below
$-1,256
vs National Median
52.8% below
$-3,559
Lender rankings in Houghton County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,739 | 7.062% | $1,195 | 50 | −$246 | |
| 2 | $2,867 | 6.688% | $850 | 24 | −$118 | |
| 3 | $3,994 | 6.933% | $2,268 | 10 | +$1,009 |
Includes lenders with 10+ purchase originations in Houghton County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.