Homebuyers in Gladwin County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,233 less in closing costs than the county median.
County Median Costs
$4,623
+2.4% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,785
Purchase Originations
242
Denial Rate
9.1%
vs Michigan avg (12.0%)
vs Michigan Median
2.4% above
$109
vs National Median
30.8% below
$-2,057
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,473 | 6.438% | $550 | 12 | −$1,649 | |
| 2 | $4,531 | 6.750% | $2,556 | 14 | +$409 | |
| 3 | $6,131 | 6.875% | $3,302 | 25 | +$2,009 |
Includes lenders with 10+ purchase originations in Gladwin County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.