Lowest closing cost mortgage lenders in Chippewa County County, Michigan
In Chippewa County, Michigan, homebuyers paid a median of $3,821 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 162 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Nicolet National Bank offered the lowest median costs at $3,057, which is $500 less than the county median.
Homebuyers in Chippewa County County who chose Nicolet National Bank paid $764 less in closing costs than the county median.
County Median Costs
$3,821
−13.9% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,543
Purchase Originations
162
vs Michigan Median
13.9% below
$-617
vs National Median
43.3% below
$-2,920
Lender rankings in Chippewa County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,057 | 7.000% | $1,175 | 18 | −$500 | |
| 2 | $3,424 | 6.875% | $1,374 | 13 | −$133 | |
| 3 | $3,994 | 6.438% | $2,212 | 16 | +$437 | |
| 4 | $4,620 | 6.438% | $2,794 | 12 | +$1,063 |
Includes lenders with 10+ purchase originations in Chippewa County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.