Lowest closing cost mortgage lenders in Charlevoix County County, Michigan
In Charlevoix County, Michigan, homebuyers paid a median of $4,693 in closing costs in 2024 — above the Michigan median of $4,438. The county saw 155 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, 4FRONT CREDIT UNION offered the lowest median costs at $3,249, which is $958 less than the county median.
Homebuyers in Charlevoix County County who chose 4FRONT CREDIT UNION paid $1,444 less in closing costs than the county median.
County Median Costs
$4,693
+5.8% vs Michigan ($4,438)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,568
Purchase Originations
155
vs Michigan Median
5.8% above
$255
vs National Median
30.4% below
$-2,048
Lender rankings in Charlevoix County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,249 | 7.000% | $1,000 | 11 | −$958 | |
| 2 | $3,259 | 6.750% | $982 | 10 | −$948 | |
| 3 | $3,863 | 6.500% | $1,346 | 10 | −$344 | |
| 4 | $4,081 | 6.750% | $1,190 | 21 | −$126 | |
| 5 | $5,538 | 6.812% | $2,949 | 20 | +$1,331 |
Includes lenders with 10+ purchase originations in Charlevoix County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.