Lowest closing cost mortgage lenders in Alpena County County, Michigan
In Alpena County, Michigan, homebuyers paid a median of $4,036 in closing costs in 2024 — below the Michigan median of $4,438. The county saw 146 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, STAUNTON FINANCIAL, INC. offered the lowest median costs at $3,530, which is $104 less than the county median.
Homebuyers in Alpena County County who chose STAUNTON FINANCIAL, INC. paid $506 less in closing costs than the county median.
County Median Costs
$4,036
−9.1% vs Michigan ($4,438)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,824
Purchase Originations
146
vs Michigan Median
9.1% below
$-402
vs National Median
40.1% below
$-2,705
Lender rankings in Alpena County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,530 | 6.625% | $1,320 | 21 | −$104 | |
| 2 | $4,473 | 6.990% | $2,580 | 16 | +$840 | |
| 3 | $5,121 | 6.750% | $2,992 | 18 | +$1,488 |
Includes lenders with 10+ purchase originations in Alpena County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.