Homebuyers in Alpena County County who chose NEIGHBORHOOD MORTGAGE SOLUTIONS, LLC paid $930 less in closing costs than the county median.
County Median Costs
$4,355
−3.5% vs Michigan ($4,514)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,809
Purchase Originations
159
Denial Rate
11.0%
vs Michigan avg (12.0%)
vs Michigan Median
3.5% below
$-159
vs National Median
34.8% below
$-2,325
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,425 | 6.625% | $1,225 | 11 | −$565 | |
| 2 | $3,830 | 6.625% | $1,778 | 10 | −$160 | |
| 3 | $4,016 | 6.624% | $2,029 | 17 | +$26 | |
| 4 | $4,913 | 6.875% | $2,823 | 14 | +$923 |
Includes lenders with 10+ purchase originations in Alpena County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Michigan → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.