Lowest closing cost mortgage lenders in Pulaski County County, Kentucky
In Pulaski County, Kentucky, homebuyers paid a median of $6,249 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 364 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Community Trust Bank, Inc. offered the lowest median costs at $2,099, which is $2,780 less than the county median.
Homebuyers in Pulaski County County who chose Community Trust Bank, Inc. paid $4,150 less in closing costs than the county median.
County Median Costs
$6,249
+25.1% vs Kentucky ($4,996)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,477
Purchase Originations
364
vs Kentucky Median
25.1% above
$1,253
vs National Median
7.3% below
$-492
Lender rankings in Pulaski County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,099 | 6.500% | $650 | 13 | −$2,780 | |
| 2 | $3,531 | 6.973% | $1,266 | 10 | −$1,348 | |
| 3 | $5,695 | 9.500% | $3,221 | 14 | +$816 | |
| 4 | $5,821 | 6.875% | $3,860 | 19 | +$942 | |
| 5 | $5,983 | 8.985% | $4,218 | 12 | +$1,104 | |
| 6 | $6,415 | 6.500% | $3,909 | 15 | +$1,536 |
Includes lenders with 10+ purchase originations in Pulaski County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.