Lowest closing cost mortgage lenders in Nelson County County, Kentucky
In Nelson County, Kentucky, homebuyers paid a median of $5,717 in closing costs in 2024 — above the Kentucky median of $4,996. The county saw 532 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, ABOUND FEDERAL CREDIT UNION offered the lowest median costs at $2,930, which is $841 less than the county median.
Homebuyers in Nelson County County who chose ABOUND FEDERAL CREDIT UNION paid $2,787 less in closing costs than the county median.
County Median Costs
$5,717
+14.4% vs Kentucky ($4,996)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,745
Purchase Originations
532
vs Kentucky Median
14.4% above
$721
vs National Median
15.2% below
$-1,024
Lender rankings in Nelson County County
9 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,930 | 5.875% | $525 | 17 | −$841 | |
| 2 | $3,246 | 6.625% | $1,276 | 24 | −$524 | |
| 3 | $3,980 | 6.750% | $1,775 | 20 | +$209 | |
| 4 | $4,260 | 6.750% | $2,133 | 14 | +$489 | |
| 5 | $4,390 | 7.058% | $2,159 | 10 | +$619 | |
| 6 | $5,967 | 6.812% | $3,877 | 16 | +$2,196 |
Includes lenders with 10+ purchase originations in Nelson County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.