Lowest closing cost mortgage lenders in Calloway County County, Kentucky
In Calloway County, Kentucky, homebuyers paid a median of $4,886 in closing costs in 2024 — below the Kentucky median of $4,996. The county saw 186 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNION HOME MORTGAGE CORP. offered the lowest median costs at $3,558, which is $252 less than the county median.
Homebuyers in Calloway County County who chose UNION HOME MORTGAGE CORP. paid $1,328 less in closing costs than the county median.
County Median Costs
$4,886
−2.2% vs Kentucky ($4,996)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,495
Purchase Originations
186
vs Kentucky Median
2.2% below
$-110
vs National Median
27.5% below
$-1,855
Lender rankings in Calloway County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,558 | 6.438% | $1,426 | 18 | −$252 | |
| 2 | $4,414 | 6.989% | $2,049 | 17 | +$604 |
Includes lenders with 10+ purchase originations in Calloway County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.