Homebuyers in Barren County County who chose SOUTH CENTRAL BANK, INC. paid $3,366 less in closing costs than the county median.
County Median Costs
$5,872
+17.3% vs Kentucky ($5,007)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,841
Purchase Originations
337
Denial Rate
18.6%
vs Kentucky avg (15.1%)
vs Kentucky Median
17.3% above
$865
vs National Median
12.1% below
$-808
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,506 | 6.625% | $945 | 18 | −$1,384 | |
| 2 | $2,838 | 6.125% | $525 | 16 | −$1,052 | |
| 3 | $3,345 | 6.750% | $1,245 | 12 | −$545 | |
| 4 | $5,904 | 6.750% | $3,451 | 17 | +$2,014 |
Includes lenders with 10+ purchase originations in Barren County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Kentucky → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.