Homebuyers in Piatt County County who chose University of Illinois Community Credit Union paid $418 less in closing costs than the county median.
County Median Costs
$2,953
−52.8% vs Illinois ($6,250)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,092
Purchase Originations
170
Denial Rate
7.3%
vs Illinois avg (7.5%)
vs Illinois Median
52.8% below
$-3,297
vs National Median
55.8% below
$-3,727
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,535 | 5.500% | $799 | 10 | −$171 | |
| 2 | $2,548 | 6.490% | $1,085 | 10 | −$158 | |
| 3 | $2,622 | 6.750% | $1,080 | 13 | −$84 | |
| 4 | $2,877 | 6.750% | $923 | 10 | +$171 | |
| 5 | $2,910 | 6.875% | $1,190 | 15 | +$204 |
Includes lenders with 10+ purchase originations in Piatt County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.