Lowest closing cost mortgage lenders in Macon County County, Illinois
In Macon County, Illinois, homebuyers paid a median of $3,875 in closing costs in 2024 — below the Illinois median of $6,096. The county saw 720 purchase mortgages at a median rate of 6.87%. Among lenders with 10+ originations, CITIZENS EQUITY FIRST CREDIT UNION offered the lowest median costs at $995, which is $2,123 less than the county median.
Homebuyers in Macon County County who chose CITIZENS EQUITY FIRST CREDIT UNION paid $2,880 less in closing costs than the county median.
County Median Costs
$3,875
−36.4% vs Illinois ($6,096)
Median Rate
6.870%
+3.8% vs national (6.620%)
Median Origination
$1,479
Purchase Originations
720
vs Illinois Median
36.4% below
$-2,221
vs National Median
42.5% below
$-2,866
Lender rankings in Macon County County
12 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $995 | 6.625% | $0 | 27 | −$2,123 | |
| 2 | $1,919 | 6.875% | $501 | 18 | −$1,199 | |
| 3 | $2,345 | 6.433% | $973 | 18 | −$773 | |
| 4 | $2,691 | 6.438% | $900 | 32 | −$427 | |
| 5 | $2,696 | 7.050% | $700 | 29 | −$422 | |
| 6 | $2,748 | 6.625% | $995 | 22 | −$370 | |
| 7 | $3,028 | 7.000% | $1,306 | 24 | −$90 | |
| 8 | $3,320 | 6.750% | $1,442 | 11 | +$202 | |
| 9 | $3,344 | 6.875% | $1,479 | 53 | +$226 | |
| 10 | $3,707 | 6.688% | $2,103 | 30 | +$589 | |
| 11 | $4,964 | 6.875% | $2,850 | 55 | +$1,846 |
Includes lenders with 10+ purchase originations in Macon County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Illinois → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.