Lowest closing cost mortgage lenders in Woodbury County County, Iowa
In Woodbury County, Iowa, homebuyers paid a median of $4,618 in closing costs in 2024 — above the Iowa median of $2,784. The county saw 738 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, United Bank of Iowa offered the lowest median costs at $3,052, which is $1,119 less than the county median.
Homebuyers in Woodbury County County who chose United Bank of Iowa paid $1,566 less in closing costs than the county median.
County Median Costs
$4,618
+65.9% vs Iowa ($2,784)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$2,186
Purchase Originations
738
vs Iowa Median
65.9% above
$1,834
vs National Median
31.5% below
$-2,123
Lender rankings in Woodbury County County
13 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,052 | 7.125% | $1,350 | 13 | −$1,119 | |
| 2 | $3,314 | 6.500% | $1,001 | 34 | −$857 | |
| 3 | $3,433 | 6.500% | $1,479 | 41 | −$738 | |
| 4 | $3,598 | 6.750% | $1,207 | 20 | −$573 | |
| 5 | $3,765 | 6.625% | $1,782 | 64 | −$406 | |
| 6 | $3,860 | 6.500% | $1,610 | 23 | −$311 | |
| 7 | $3,944 | 6.375% | $2,187 | 89 | −$227 | |
| 8 | $4,520 | 6.375% | $2,056 | 22 | +$349 | |
| 9 | $4,833 | 6.375% | $2,740 | 132 | +$662 | |
| 10 | $4,962 | 6.375% | $2,595 | 17 | +$791 | |
| 11 | $6,100 | 6.625% | $3,877 | 18 | +$1,929 |
Includes lenders with 10+ purchase originations in Woodbury County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.