Homebuyers in Mills County County who chose Flanagan State Bank paid $944 less in closing costs than the county median.
County Median Costs
$4,370
+59.3% vs Iowa ($2,744)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$1,450
Purchase Originations
197
Denial Rate
6.0%
vs Iowa avg (7.0%)
vs Iowa Median
59.3% above
$1,626
vs National Median
34.6% below
$-2,310
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,426 | 6.875% | $970 | 17 | −$342 | |
| 2 | $3,673 | 6.625% | $1,520 | 15 | −$95 | |
| 3 | $5,633 | 6.688% | $3,616 | 12 | +$1,865 |
Includes lenders with 10+ purchase originations in Mills County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.