Lowest closing cost mortgage lenders in Des Moines County County, Iowa
In Des Moines County, Iowa, homebuyers paid a median of $2,476 in closing costs in 2024 — below the Iowa median of $2,784. The county saw 283 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Two Rivers Bank & Trust offered the lowest median costs at $1,447, which is $725 less than the county median.
Homebuyers in Des Moines County County who chose Two Rivers Bank & Trust paid $1,029 less in closing costs than the county median.
County Median Costs
$2,476
−11.1% vs Iowa ($2,784)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$908
Purchase Originations
283
vs Iowa Median
11.1% below
$-308
vs National Median
63.3% below
$-4,265
Lender rankings in Des Moines County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $1,447 | 7.250% | $300 | 19 | −$725 | |
| 2 | $2,065 | 6.625% | $908 | 69 | −$107 | |
| 3 | $2,527 | 6.688% | $847 | 14 | +$355 |
Includes lenders with 10+ purchase originations in Des Moines County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.