Lowest closing cost mortgage lenders in Boone County County, Iowa
In Boone County, Iowa, homebuyers paid a median of $3,372 in closing costs in 2024 — above the Iowa median of $2,784. The county saw 317 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $2,364, which is $3,406 less than the county median.
Homebuyers in Boone County County who chose MORTGAGE RESEARCH CENTER, LLC paid $1,008 less in closing costs than the county median.
County Median Costs
$3,372
+21.1% vs Iowa ($2,784)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,380
Purchase Originations
317
vs Iowa Median
21.1% above
$588
vs National Median
50.0% below
$-3,369
Lender rankings in Boone County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,397 | 6.500% | $875 | 46 | −$415 | |
| 2 | $2,607 | 6.625% | $1,121 | 12 | −$205 | |
| 3 | $3,540 | 6.688% | $2,138 | 14 | +$728 |
Includes lenders with 10+ purchase originations in Boone County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Iowa → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.