Lowest closing cost mortgage lenders in Washington County County, Florida
In Washington County, Florida, homebuyers paid a median of $6,812 in closing costs in 2024 — below the Florida median of $8,887. The county saw 281 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, INSPIRE HOME LOANS INC. offered the lowest median costs at $3,873, which is $1,521 less than the county median.
Homebuyers in Washington County County who chose INSPIRE HOME LOANS INC. paid $2,939 less in closing costs than the county median.
County Median Costs
$6,812
−23.4% vs Florida ($8,887)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$1,490
Purchase Originations
281
vs Florida Median
23.4% below
$-2,075
vs National Median
1.1% above
$71
Lender rankings in Washington County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,873 | 6.000% | $1,195 | 11 | −$1,521 | |
| 2 | $6,124 | 8.660% | $3,914 | 13 | +$730 |
Includes lenders with 10+ purchase originations in Washington County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.