Lowest closing cost mortgage lenders in Jackson County County, Florida
In Jackson County, Florida, homebuyers paid a median of $6,772 in closing costs in 2024 — below the Florida median of $8,887. The county saw 256 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, First Federal Bank offered the lowest median costs at $5,376, which is $159 less than the county median.
Homebuyers in Jackson County County who chose First Federal Bank paid $1,396 less in closing costs than the county median.
County Median Costs
$6,772
−23.8% vs Florida ($8,887)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,671
Purchase Originations
256
vs Florida Median
23.8% below
$-2,115
vs National Median
0.5% above
$31
Lender rankings in Jackson County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.