Lowest closing cost mortgage lenders in DeSoto County County, Florida
In DeSoto County, Florida, homebuyers paid a median of $8,752 in closing costs in 2024 — near the Florida median of $8,887. The county saw 208 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $7,762.
Homebuyers in DeSoto County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $990 less in closing costs than the county median.
County Median Costs
$8,752
−1.5% vs Florida ($8,887)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,673
Purchase Originations
208
vs Florida Median
1.5% below
$-135
vs National Median
29.8% above
$2,011
Lender rankings in DeSoto County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Florida → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.