Homebuyers in Tallapoosa County County who chose PHH Mortgage Corporation paid $2,589 less in closing costs than the county median.
County Median Costs
$6,087
−0.4% vs Alabama ($6,111)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,366
Purchase Originations
300
Denial Rate
21.8%
vs Alabama avg (13.6%)
vs Alabama Median
0.4% below
$-24
vs National Median
8.9% below
$-593
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,498 | 6.250% | $1,413 | 10 | −$2,004 | |
| 2 | $4,135 | 7.188% | $2,223 | 12 | −$1,367 | |
| 3 | $5,568 | 6.625% | $2,595 | 24 | +$66 | |
| 4 | $6,441 | 9.500% | $4,104 | 10 | +$939 | |
| 5 | $6,566 | 10.390% | $4,500 | 12 | +$1,064 |
Includes lenders with 10+ purchase originations in Tallapoosa County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.