Lowest closing cost mortgage lenders in Lawrence County County, Alabama
In Lawrence County, Alabama, homebuyers paid a median of $5,598 in closing costs in 2024 — below the Alabama median of $6,033. The county saw 269 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, REDSTONE Federal Credit Union offered the lowest median costs at $3,015, which is $1,510 less than the county median.
Homebuyers in Lawrence County County who chose REDSTONE Federal Credit Union paid $2,583 less in closing costs than the county median.
County Median Costs
$5,598
−7.2% vs Alabama ($6,033)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,495
Purchase Originations
269
vs Alabama Median
7.2% below
$-435
vs National Median
17.0% below
$-1,143
Lender rankings in Lawrence County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,015 | 6.625% | $899 | 11 | −$1,510 | |
| 2 | $6,672 | 9.750% | $3,478 | 17 | +$2,147 |
Includes lenders with 10+ purchase originations in Lawrence County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.