Homebuyers in Covington County County who chose MORTGAGE RESEARCH CENTER, LLC paid $726 less in closing costs than the county median.
County Median Costs
$5,490
−10.2% vs Alabama ($6,111)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,695
Purchase Originations
185
Denial Rate
22.3%
vs Alabama avg (13.6%)
vs Alabama Median
10.2% below
$-621
vs National Median
17.8% below
$-1,190
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $6,511 | 9.980% | $4,306 | 11 | +$2,328 |
Includes lenders with 10+ purchase originations in Covington County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.