Homebuyers in Calhoun County County who chose Ameris Bank paid $5,453 less in closing costs than the county median.
County Median Costs
$6,349
+3.9% vs Alabama ($6,111)
Median Rate
6.490%
+0.0% vs national (6.490%)
Median Origination
$2,309
Purchase Originations
924
Denial Rate
14.9%
vs Alabama avg (13.6%)
vs Alabama Median
3.9% above
$238
vs National Median
5.0% below
$-331
15 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,827 | 6.933% | $1,667 | 14 | −$843 | |
| 2 | $4,832 | 6.990% | $3,242 | 18 | +$162 | |
| 3 | $5,296 | 6.500% | $2,981 | 23 | +$626 | |
| 4 | $5,310 | 6.375% | $3,180 | 48 | +$640 | |
| 5 | $6,199 | 6.500% | $4,142 | 11 | +$1,529 | |
| 6 | $6,413 | 9.990% | $4,713 | 11 | +$1,743 |
Includes lenders with 10+ purchase originations in Calhoun County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.