Homebuyers in Blount County County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,329 less in closing costs than the county median.
County Median Costs
$6,403
+4.8% vs Alabama ($6,111)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,598
Purchase Originations
428
Denial Rate
19.7%
vs Alabama avg (13.6%)
vs Alabama Median
4.8% above
$292
vs National Median
4.2% below
$-277
6 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $4,143 | 6.525% | $2,451 | 19 | −$691 | |
| 2 | $6,091 | 10.030% | $4,191 | 11 | +$1,257 | |
| 3 | $6,187 | 9.250% | $4,055 | 12 | +$1,353 |
Includes lenders with 10+ purchase originations in Blount County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Alabama → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.