Grade F · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$13,504
median across reports
vs. National Average
110%
above national avg
Avg Origination Charge
$7,408
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $7,408 | $3,743 | 🔺 High |
| discount_points | $7,165 | $3,585 | 🔺 High |
| lender_credits | $1,348 | $1,150 | 🔴 Above Avg |
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Based on 130 homebuyer-submitted Closing Disclosures, Universal Mortgage & Finance, Inc.'s median total closing costs are $13,504. This is about 110% above the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.