Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,972
median across reports
vs. National Average
7%
below national avg
Avg Origination Charge
$2,181
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $2,181 | $1,786 | 🔴 Above Avg |
| lender_credits | $28 | $401 | 🟢 Below Avg |
Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Got a Loan Estimate from Nebo Credit Union?
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Compare Nebo Credit Union with another lender
See how closing costs compare side-by-side