0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$6,836
median across reports
vs. National Average
6%
above national avg
Avg Origination Charge
$3,227
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| lender_credits | $11,649 | $1,150 | 🔺 High |
| discount_points | $3,656 | $3,585 | 🟡 Average |
| Origination Fee | $3,227 | $3,743 | 🟢 Below Avg |
Got a Loan Estimate from Mobility Credit Union? See if your rate and fees are competitive.
Check My Loan Estimate — $19Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Got a Loan Estimate from Mobility Credit Union?
Upload your Loan Estimate and Fair Loan Check flags inflated fees, benchmarks your rate, and gives you a ready-to-send negotiation email — in about 60 seconds.
Compare Mobility Credit Union with another lender
See how closing costs compare side-by-side
Popular Refinance Pages
FairPriceCheck
This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.