Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$6,001
median across reports
vs. National Average
87%
above national avg
Avg Origination Charge
$3,728
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $3,728 | $1,786 | 🔺 High |
| discount_points | $3,724 | $2,054 | 🔺 High |
| lender_credits | $150 | $401 | 🟢 Below Avg |
Based on 616 homebuyer-submitted Closing Disclosures, Home Federal Bank of Tennessee's median total closing costs are $6,001. This is about 87% above the $3,201 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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How to Read Your Closing Disclosure
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Average Closing Costs by State
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