Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$2,731
median across reports
vs. National Average
58%
below national avg
Avg Origination Charge
$1,273
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| discount_points | $2,245 | $3,585 | 🟢 Below Avg |
| Origination Fee | $1,273 | $3,743 | 🟢 Below Avg |
| lender_credits | $428 | $1,150 | 🟢 Below Avg |
Got a Loan Estimate from First Farmers and Merchants Bank? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 63 homebuyer-submitted Closing Disclosures, First Farmers and Merchants Bank's median total closing costs are $2,731. This is about 58% below the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.