Grade F · 26% of disclosures flagged for junk fees
Mortgage Company · Pennsylvania · NMLS #1071
Avg Closing Costs
$16,481
median across reports
vs. National Average
406%
above national avg
Avg Origination Charge
$7,873
Section A lender fee
Reports with Junk Fees
26%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $7,873 | $1,618 | 🔺 High |
| Title Insurance | $3,053 | $3,405 | 🟢 Below Avg |
| Underwriting Fee | $1,439 | $1,546 | 🟡 Average |
| Appraisal | $1,022 | $1,125 | 🟡 Average |
| Settlement/Closing Fee | $985 | $1,053 | 🟡 Average |
| Processing Fee | $767 | $841 | 🟡 Average |
| Title Search | $381 | $412 | 🟡 Average |
| Rate Lock Fee | $364 | $370 | 🟡 Average |
| Recording Fee | $342 | $364 | 🟡 Average |
| Document Preparation | $164 | $159 | 🟡 Average |
| Tax Service Fee | $123 | $135 | 🟡 Average |
| Wire Transfer Fee | $68 | $72 | 🟡 Average |
| Credit Report | $68 | $71 | 🟡 Average |
| Courier/Delivery | $58 | $63 | 🟡 Average |
| Flood Certification | $23 | $25 | 🟡 Average |
Got a Loan Estimate from Finance of America Mortgage? See if your rate and fees are competitive.
Check My Loan Estimate — $19Based on 50 homebuyer-submitted Closing Disclosures, Finance of America Mortgage's median total closing costs are $16,481. This is about 406% above the $3,257 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.