Grade A · 0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$4,298
median across reports
vs. National Average
33%
below national avg
Avg Origination Charge
$1,994
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $1,994 | $3,743 | 🟢 Below Avg |
| lender_credits | $99 | $1,150 | 🟢 Below Avg |
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Check My Loan Estimate — $19Based on 26 homebuyer-submitted Closing Disclosures, Essential Credit Union's median total closing costs are $4,298. This is about 33% below the $6,435 national peer median for comparable lenders. Actual costs vary by loan type, loan amount, property state, and individual borrower profile. This data is informational only and not financial advice.
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Average Closing Costs by State
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This content is for informational purposes only and does not constitute legal, financial, or tax advice. Consult a licensed professional for advice specific to your situation.