0% of disclosures flagged for junk fees
Mortgage Company
Avg Closing Costs
$1,275
median across reports
vs. National Average
60%
below national avg
Avg Origination Charge
$500
Section A lender fee
Reports with Junk Fees
0%
of submitted reports
| Fee Category | This Lender (avg) | National Avg | Verdict |
|---|---|---|---|
| Origination Fee | $500 | $1,786 | 🟢 Below Avg |
Are Closing Costs Negotiable?
Which fees you can push back on and how to do it.
What Are Junk Fees on a Mortgage?
Spot the charges that pad lender profits.
How to Read Your Closing Disclosure
Page-by-page walkthrough of the 5-page form.
Average Closing Costs by State
Benchmark your costs against the state average.
Got a Loan Estimate from American Bank of Freedom?
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Compare American Bank of Freedom with another lender
See how closing costs compare side-by-side