Lowest closing cost mortgage lenders in Smyth County County, Virginia
In Smyth County, Virginia, homebuyers paid a median of $5,316 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 129 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, EASTMAN CREDIT UNION offered the lowest median costs at $3,205, which is $486 less than the county median.
Homebuyers in Smyth County County who chose EASTMAN CREDIT UNION paid $2,111 less in closing costs than the county median.
County Median Costs
$5,316
−23.1% vs Virginia ($6,913)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,083
Purchase Originations
129
vs Virginia Median
23.1% below
$-1,597
vs National Median
21.1% below
$-1,425
Lender rankings in Smyth County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.