Lowest closing cost mortgage lenders in Petersburg city County, Virginia
In Petersburg city, Virginia, homebuyers paid a median of $7,095 in closing costs in 2024 — above the Virginia median of $6,913. The county saw 291 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,760, which is $4,878 less than the county median.
Homebuyers in Petersburg city County who chose MORTGAGE RESEARCH CENTER, LLC paid $5,335 less in closing costs than the county median.
County Median Costs
$7,095
+2.6% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,866
Purchase Originations
291
vs Virginia Median
2.6% above
$182
vs National Median
5.3% above
$354
Lender rankings in Petersburg city County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,950 | 6.375% | $1,300 | 12 | −$134 | |
| 2 | $4,106 | 7.058% | $1,654 | 10 | +$22 |
Includes lenders with 10+ purchase originations in Petersburg city County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.