Lowest closing cost mortgage lenders in Northumberland County County, Virginia
In Northumberland County, Virginia, homebuyers paid a median of $5,614 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 127 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, United Bank offered the lowest median costs at $4,768.
Homebuyers in Northumberland County County who chose United Bank paid $846 less in closing costs than the county median.
County Median Costs
$5,614
−18.8% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,915
Purchase Originations
127
vs Virginia Median
18.8% below
$-1,299
vs National Median
16.7% below
$-1,127
Lender rankings in Northumberland County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.