Homebuyers in Mecklenburg County County who chose Benchmark Community Bank paid $2,843 less in closing costs than the county median.
County Median Costs
$5,811
−15.3% vs Virginia ($6,860)
Median Rate
6.620%
+2.0% vs national (6.490%)
Median Origination
$1,797
Purchase Originations
234
Denial Rate
10.6%
vs Virginia avg (6.4%)
vs Virginia Median
15.3% below
$-1,049
vs National Median
13.0% below
$-869
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,968 | 6.840% | $925 | 37 | −$1,335 | |
| 2 | $7,445 | 6.688% | $4,080 | 12 | +$3,142 |
Includes lenders with 10+ purchase originations in Mecklenburg County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.