Lowest closing cost mortgage lenders in Mecklenburg County County, Virginia
In Mecklenburg County, Virginia, homebuyers paid a median of $5,669 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 246 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Benchmark Community Bank offered the lowest median costs at $3,743, which is $1,051 less than the county median.
Homebuyers in Mecklenburg County County who chose Benchmark Community Bank paid $1,926 less in closing costs than the county median.
County Median Costs
$5,669
−18.0% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$2,304
Purchase Originations
246
vs Virginia Median
18.0% below
$-1,244
vs National Median
15.9% below
$-1,072
Lender rankings in Mecklenburg County County
4 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,743 | 6.940% | $1,475 | 35 | −$1,051 | |
| 2 | $4,990 | 6.562% | $3,440 | 20 | +$196 | |
| 3 | $7,317 | 8.870% | $4,904 | 10 | +$2,523 |
Includes lenders with 10+ purchase originations in Mecklenburg County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.