Lowest closing cost mortgage lenders in Lancaster County County, Virginia
In Lancaster County, Virginia, homebuyers paid a median of $5,634 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 120 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Chesapeake Bank offered the lowest median costs at $3,299, which is $1,118 less than the county median.
Homebuyers in Lancaster County County who chose Chesapeake Bank paid $2,335 less in closing costs than the county median.
County Median Costs
$5,634
−18.5% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,819
Purchase Originations
120
vs Virginia Median
18.5% below
$-1,279
vs National Median
16.4% below
$-1,107
Lender rankings in Lancaster County County
2 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.