Lowest closing cost mortgage lenders in Henry County County, Virginia
In Henry County, Virginia, homebuyers paid a median of $4,956 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 327 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, MORTGAGE RESEARCH CENTER, LLC offered the lowest median costs at $1,518, which is $4,061 less than the county median.
Homebuyers in Henry County County who chose MORTGAGE RESEARCH CENTER, LLC paid $3,438 less in closing costs than the county median.
County Median Costs
$4,956
−28.3% vs Virginia ($6,913)
Median Rate
6.620%
+0.0% vs national (6.620%)
Median Origination
$1,766
Purchase Originations
327
vs Virginia Median
28.3% below
$-1,957
vs National Median
26.5% below
$-1,785
Lender rankings in Henry County County
5 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $2,943 | 7.125% | $248 | 15 | −$984 | |
| 2 | $3,685 | 6.875% | $1,971 | 21 | −$242 | |
| 3 | $5,458 | 8.375% | $3,650 | 10 | +$1,531 | |
| 4 | $5,936 | 6.625% | $3,422 | 13 | +$2,009 |
Includes lenders with 10+ purchase originations in Henry County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.