Lowest closing cost mortgage lenders in Halifax County County, Virginia
In Halifax County, Virginia, homebuyers paid a median of $4,820 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 186 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Benchmark Community Bank offered the lowest median costs at $3,557, which is $779 less than the county median.
Homebuyers in Halifax County County who chose Benchmark Community Bank paid $1,263 less in closing costs than the county median.
County Median Costs
$4,820
−30.3% vs Virginia ($6,913)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$1,929
Purchase Originations
186
vs Virginia Median
30.3% below
$-2,093
vs National Median
28.5% below
$-1,921
Lender rankings in Halifax County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,557 | 7.140% | $1,461 | 23 | −$779 | |
| 2 | $5,934 | 6.625% | $3,500 | 14 | +$1,598 |
Includes lenders with 10+ purchase originations in Halifax County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Virginia → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.