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Lowest closing cost mortgage lenders in Amelia County County, Virginia

In Amelia County, Virginia, homebuyers paid a median of $6,339 in closing costs in 2024 — below the Virginia median of $6,913. The county saw 131 purchase mortgages at a median rate of 6.62%. Among lenders with 10+ originations, Alcova Mortgage LLC offered the lowest median costs at $4,259, which is $567 less than the county median.

Homebuyers in Amelia County County who chose Alcova Mortgage LLC paid $2,080 less in closing costs than the county median.

County Median Costs

$6,339

−8.3% vs Virginia ($6,913)

Median Rate

6.620%

+0.0% vs national (6.620%)

Median Origination

$2,640

Purchase Originations

131

vs Virginia Median

8.3% below

$-574

vs National Median

6.0% below

$-402

Lender rankings in Amelia County County

1 lenders with 10+ originations, ranked by median total loan costs.

Fewer than 3 qualifying lenders in this county.

View all Virginia lender rankings →

View detailed closing cost breakdowns and user reviews for lenders in Virginia Lender Directory

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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.