FairPriceCheck

Lowest closing cost mortgage lenders in Wharton County County, Texas

In Wharton County, Texas, homebuyers paid a median of $7,666 in closing costs in 2024 — below the Texas median of $8,418. The county saw 194 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, UNITED WHOLESALE MORTGAGE, LLC offered the lowest median costs at $6,093, which is $463 less than the county median.

Homebuyers in Wharton County County who chose UNITED WHOLESALE MORTGAGE, LLC paid $1,573 less in closing costs than the county median.

County Median Costs

$7,666

−8.9% vs Texas ($8,418)

Median Rate

6.750%

+2.0% vs national (6.620%)

Median Origination

$2,937

Purchase Originations

194

vs Texas Median

8.9% below

$-752

vs National Median

13.7% above

$925

Lender rankings in Wharton County County

1 lenders with 10+ originations, ranked by median total loan costs.

Fewer than 3 qualifying lenders in this county.

View all Texas lender rankings →

View detailed closing cost breakdowns and user reviews for lenders in Texas Lender Directory

Found your lender? Make sure their quote is fair.

HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.

Getting a quote from one of these lenders? Upload your Loan Estimate to verify their fees → Fair Loan Check

Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).

Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.