Lowest closing cost mortgage lenders in Rains County County, Texas
In Rains County, Texas, homebuyers paid a median of $8,090 in closing costs in 2024 — below the Texas median of $8,418. The county saw 108 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Commercial Bank of Texas, National Association offered the lowest median costs at $3,593, which is $3,400 less than the county median.
Homebuyers in Rains County County who chose Commercial Bank of Texas, National Association paid $4,497 less in closing costs than the county median.
County Median Costs
$8,090
−3.9% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$3,569
Purchase Originations
108
vs Texas Median
3.9% below
$-328
vs National Median
20.0% above
$1,349
Lender rankings in Rains County County
1 lenders with 10+ originations, ranked by median total loan costs.
Fewer than 3 qualifying lenders in this county.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.