Lowest closing cost mortgage lenders in Lampasas County County, Texas
In Lampasas County, Texas, homebuyers paid a median of $7,534 in closing costs in 2024 — below the Texas median of $8,418. The county saw 318 purchase mortgages at a median rate of 6.38%. Among lenders with 10+ originations, First National Bank Texas offered the lowest median costs at $3,959, which is $3,436 less than the county median.
Homebuyers in Lampasas County County who chose First National Bank Texas paid $3,575 less in closing costs than the county median.
County Median Costs
$7,534
−10.5% vs Texas ($8,418)
Median Rate
6.380%
−3.6% vs national (6.620%)
Median Origination
$1,274
Purchase Originations
318
vs Texas Median
10.5% below
$-884
vs National Median
11.8% above
$793
Lender rankings in Lampasas County County
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $5,555 | 6.750% | $2,244 | 10 | −$575 | |
| 2 | $6,223 | 6.990% | $2,958 | 12 | +$93 |
Includes lenders with 10+ purchase originations in Lampasas County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.