Homebuyers in Lamar County County who chose Farmers Bank & Trust Company paid $3,737 less in closing costs than the county median.
County Median Costs
$7,388
−12.0% vs Texas ($8,397)
Median Rate
6.500%
+0.1% vs national (6.490%)
Median Origination
$2,585
Purchase Originations
289
Denial Rate
13.0%
vs Texas avg (12.0%)
vs Texas Median
12.0% below
$-1,009
vs National Median
10.6% above
$708
7 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,651 | 7.000% | $320 | 14 | −$2,210 | |
| 2 | $6,939 | 6.875% | $3,519 | 15 | +$1,078 |
Includes lenders with 10+ purchase originations in Lamar County County. Source: HMDA 2025. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
Found your lender? Make sure their quote is fair.
HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2025, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.