Lowest closing cost mortgage lenders in Lamar County County, Texas
In Lamar County, Texas, homebuyers paid a median of $7,011 in closing costs in 2024 — below the Texas median of $8,418. The county saw 303 purchase mortgages at a median rate of 6.75%. Among lenders with 10+ originations, Farmers Bank & Trust Company offered the lowest median costs at $3,297, which is $2,138 less than the county median.
Homebuyers in Lamar County County who chose Farmers Bank & Trust Company paid $3,714 less in closing costs than the county median.
County Median Costs
$7,011
−16.7% vs Texas ($8,418)
Median Rate
6.750%
+2.0% vs national (6.620%)
Median Origination
$2,037
Purchase Originations
303
vs Texas Median
16.7% below
$-1,407
vs National Median
4.0% above
$270
Lender rankings in Lamar County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $3,297 | 8.500% | $320 | 22 | −$2,138 | |
| 2 | $4,676 | 6.625% | $1,350 | 17 | −$759 | |
| 3 | $7,228 | 6.625% | $4,661 | 11 | +$1,793 |
Includes lenders with 10+ purchase originations in Lamar County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Texas → Lender Directory
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Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.