Lowest closing cost mortgage lenders in Union County County, Tennessee
In Union County, Tennessee, homebuyers paid a median of $7,368 in closing costs in 2024 — above the Tennessee median of $6,647. The county saw 228 purchase mortgages at a median rate of 6.50%. Among lenders with 10+ originations, Commercial Bank offered the lowest median costs at $0, which is $5,499 less than the county median.
Homebuyers in Union County County who chose Commercial Bank paid $7,368 less in closing costs than the county median.
County Median Costs
$7,368
+10.8% vs Tennessee ($6,647)
Median Rate
6.500%
−1.8% vs national (6.620%)
Median Origination
$3,043
Purchase Originations
228
vs Tennessee Median
10.8% above
$721
vs National Median
9.3% above
$627
Lender rankings in Union County County
3 lenders with 10+ originations, ranked by median total loan costs.
| Rank | Lender | Median Total Costs ↑ | Median Rate ↕ | Median Origination ↕ | Volume ↕ | vs. Median |
|---|---|---|---|---|---|---|
| 1 | $0 | 6.500% | $0 | 10 | −$5,499 | |
| 2 | $2,291 | 6.625% | $0 | 11 | −$3,208 | |
| 3 | $5,396 | 6.625% | $3,160 | 11 | −$103 |
Includes lenders with 10+ purchase originations in Union County County. Source: HMDA 2024. Sorted by median total loan costs.
View detailed closing cost breakdowns and user reviews for lenders in Tennessee → Lender Directory
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HMDA data shows industry-wide medians. Your actual quote may differ. Upload your Closing Disclosure or Loan Estimate to see exactly where your fees stand — and get a ready-to-send negotiation email.
Data source: HMDA Modified Loan Application Register 2024, published by the Consumer Financial Protection Bureau (CFPB).
Statistics reflect originated first-lien purchase mortgages on owner-occupied principal residences. Medians exclude loans with exempt or unreported fee disclosures. Learn more at ffiec.cfpb.gov.